With sprawling outdoor spaces, tables to gather, and the ambiance created by on site production, consumer/retail breweries have disrupted the hospitality industry. Impressively, in little more than a decade, “Brewery” has shed its restrictive past connotation and has become a class type of retail establishment. Competition grows and driving consistent quality counts.
Brewing and Distilling operations often depend on a singular master brewer, and such dependency does pose a risk. Our appointed carriers offer key employee replacement costs for master brewers or enologists.
Brewery owners are astute business individuals selling finely crafted beverages. They are risk takers, entrepreneurs, and highly motivated. For these reasons and the sake of the time invested, it is imperative to cover major risks that may jam operations, cause financial loss, or temporary closure.
Brewer Insurance: Other Key Coverages
Intricate is the science behind a brewery’s production. Batched production is not a guaranteed success. Equipment and tanks can fail or leak, or contamination may occur. Fortunately, insurance carriers have been crafting products for craft brewers to protect their vitals:
- Beverage Contamination
- Processing Errors – Bad Batch Coverage. Example: Added too much water
- Product Withdrawal Expenses
- Tank Collapse and Leakage
Wes Connor Insurance and Breweries:
Our agency wants to improve your understanding of insurance while we serve. At times, our clients may be well versed in General Liability, Business Auto, Work Comp, Umbrella, Cargo for traveling vans, etc. During our conversation, we will get a personal read and provide as much explanation as needed, while expanding on any topic we think is important.
Insurance Process for Breweries:
Our process begins with a conversation. We are happy to meet in person at your location. After hearing about the operations and any pain points, we will respond in the moment with strategies and options. Should the individual like the proposition, then and only then will information for a quote is gathered.
Quote comparisons maintain premium basis figures equal to allow the client to distinguish cost/rates effectively. Then we can adjust as needed to match current operating numbers. No tricks. No games. Just transparent service.
